:root {
  --black:#2c2820;--white:#fbf8f3;--cream:#f3ede3;--cream2:#ece5d8;
  --lime:#6a9e00;--lime-light:#a8d800;--lime-pale:#eef5e0;
  --orange:#c95a2a;--muted:#6b6560;--border:#ccc5ba;
  --blue:#2a6db5;--blue-pale:#e8f0fb;
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;scrollbar-gutter:stable;overflow-x:hidden;max-width:100%;}
body{background:var(--white);color:var(--black);font-family:'Outfit',sans-serif;font-size:15px;line-height:1.6;overflow-x:hidden;max-width:100%;}

/* ── NAV ── */
nav{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;padding:14px 48px;border-bottom:2px solid var(--black);position:sticky;top:0;background:var(--white);z-index:200;transition:box-shadow 0.2s;}
nav.scrolled{box-shadow:0 4px 24px rgba(44,40,32,0.1);}
.logo{font-family:'Unbounded',sans-serif;font-weight:900;font-size:19px;letter-spacing:2px;color:var(--lime);text-transform:uppercase;text-decoration:none;display:flex;align-items:center;gap:10px;}
.logo span{color:var(--black);}
.logo-mark{width:32px;height:32px;position:relative;flex-shrink:0;}
.logo-mark svg{width:100%;height:100%;}
nav ul{display:flex;gap:28px;list-style:none;justify-content:center;}
nav ul a{color:var(--muted);text-decoration:none;font-size:12px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;transition:color 0.2s;}
nav ul a:hover{color:var(--black);}

/* ── HERO ── */
.hero{padding:52px 48px 44px;display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;border-bottom:2px solid var(--black);position:relative;overflow:hidden;background:var(--white);}
.hero-visual{position:absolute;right:0;top:0;bottom:0;width:50%;pointer-events:none;overflow:hidden;z-index:0;}
.orb{position:absolute;border-radius:50%;animation:float 8s ease-in-out infinite;}
.orb1{width:320px;height:320px;background:radial-gradient(circle,rgba(106,158,0,0.18) 0%,transparent 70%);top:-60px;right:80px;animation-delay:0s;}
.orb2{width:220px;height:220px;background:radial-gradient(circle,rgba(201,90,42,0.12) 0%,transparent 70%);bottom:20px;right:20px;animation-delay:-3s;}
.orb3{width:160px;height:160px;background:radial-gradient(circle,rgba(106,158,0,0.1) 0%,transparent 70%);top:40%;right:260px;animation-delay:-5s;}
@keyframes float{0%,100%{transform:translateY(0) scale(1);}50%{transform:translateY(-20px) scale(1.05);}}
.geo-ring{position:absolute;border:1.5px solid rgba(106,158,0,0.15);border-radius:50%;}
.geo-ring1{width:400px;height:400px;top:-100px;right:60px;animation:spin 20s linear infinite;}
.geo-ring2{width:240px;height:240px;bottom:-40px;right:160px;animation:spin 14s linear infinite reverse;}
@keyframes spin{from{transform:rotate(0deg);}to{transform:rotate(360deg);}}
.hero-left{position:relative;z-index:1;}
.hero-tag{display:inline-block;background:var(--black);color:var(--white);font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;padding:5px 12px;border-radius:4px;margin-bottom:18px;font-family:'Outfit',sans-serif;}
.hero h1{font-family:'Unbounded',sans-serif;font-weight:900;font-size:clamp(26px,3.2vw,46px);line-height:1.1;letter-spacing:-0.5px;margin-bottom:14px;}
.hero h1 em{font-style:normal;color:var(--lime);display:inline;}
.hero p{color:var(--muted);font-size:15px;line-height:1.8;max-width:400px;margin-bottom:24px;font-weight:400;}
.hero-actions{display:flex;gap:16px;align-items:center;flex-wrap:wrap;}
.btn-primary{background:var(--black);color:var(--white);padding:11px 24px;border-radius:6px;font-family:'Outfit',sans-serif;font-weight:700;font-size:13px;letter-spacing:1px;text-transform:uppercase;border:none;cursor:pointer;transition:transform 0.15s,box-shadow 0.15s;text-decoration:none;display:inline-block;}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(44,40,32,0.2);}
.btn-lime{background:var(--lime);color:var(--white);}
.btn-lime:hover{box-shadow:0 8px 24px rgba(106,158,0,0.3);}
.btn-ghost{color:var(--muted);font-size:13px;font-weight:600;text-decoration:none;transition:color 0.2s;letter-spacing:0.3px;}
.btn-ghost:hover{color:var(--black);}
.btn-learn{display:inline-flex;align-items:center;gap:7px;color:var(--muted);font-size:12px;font-weight:600;text-decoration:none;font-family:'Outfit',sans-serif;letter-spacing:0.5px;text-transform:uppercase;transition:color 0.18s;}
.btn-learn svg{flex-shrink:0;color:#c95a2a;}
.btn-learn:hover{color:var(--black);}
.btn-learn:hover svg{color:#a34522;}
.hero-right{position:relative;z-index:1;}

/* TICKER */
.ticker-card{background:var(--white);border:2px solid var(--black);border-radius:12px;overflow:hidden;}
.ticker-header{display:flex;justify-content:space-between;align-items:center;padding:12px 18px;border-bottom:2px solid var(--black);background:var(--black);}
.ticker-label{font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:rgba(251,248,243,0.6);font-family:'Outfit',sans-serif;}
.ticker-tabs{display:flex;gap:0;}
.ticker-tab-btn{background:transparent;border:none;cursor:pointer;font-family:'Outfit',sans-serif;font-size:10px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:rgba(251,248,243,0.4);padding:6px 14px;border-radius:4px;transition:all 0.15s;}
.ticker-tab-btn.active{color:var(--lime);background:rgba(106,158,0,0.15);}
/* ticker mini-simulator */
.tick-sim{padding:16px 18px;display:flex;flex-direction:column;gap:14px;}
.tick-sim-field label{display:block;font-size:9px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--muted);font-family:'Outfit',sans-serif;margin-bottom:5px;}
.tick-sim-wrap{display:flex;align-items:center;border:1.5px solid var(--border);border-radius:6px;overflow:hidden;background:var(--cream);transition:border-color 0.15s;}
.tick-sim-wrap:focus-within{border-color:var(--lime);}
.tick-prefix,.tick-suffix{padding:0 10px;color:var(--muted);font-size:13px;font-family:'Outfit',sans-serif;font-weight:600;background:var(--cream2);user-select:none;align-self:stretch;display:flex;align-items:center;}
.tick-sim-wrap input,.tick-sim-wrap select{flex:1;border:none;outline:none;padding:9px 10px;background:transparent;font-size:14px;font-family:'Outfit',sans-serif;font-weight:600;color:var(--black);}
.tick-sim-wrap select{cursor:pointer;}
.tick-sim-output{background:var(--black);border-radius:8px;padding:14px 16px;display:flex;flex-direction:column;gap:12px;}
.tick-sim-out-row{display:flex;gap:20px;}
.tick-sim-out-item{flex:1;}
.tick-sim-out-label{font-size:9px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:rgba(251,248,243,0.45);font-family:'Outfit',sans-serif;margin-bottom:4px;}
.tick-sim-out-val{font-family:'Unbounded',sans-serif;font-weight:800;font-size:18px;color:var(--white);letter-spacing:-0.5px;line-height:1;}
.tick-earn{color:var(--lime);}
.tick-sim-cta{display:block;text-align:center;font-size:10px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:rgba(251,248,243,0.5);font-family:'Outfit',sans-serif;text-decoration:none;transition:color 0.15s;}
.tick-sim-cta:hover{color:var(--lime);}
.ticker-live{display:flex;align-items:center;gap:6px;font-size:10px;color:var(--lime);font-weight:700;letter-spacing:1px;text-transform:uppercase;}
.ticker-dot{width:7px;height:7px;background:var(--lime);border-radius:50%;animation:pulse 2s infinite;}
@keyframes pulse{0%,100%{opacity:1;}50%{opacity:0.4;}}
.ticker-row{display:grid;grid-template-columns:36px 1fr auto;gap:12px;align-items:center;padding:11px 18px;border-bottom:1px solid var(--cream2);transition:background 0.15s;}
.ticker-row:last-child{border-bottom:none;}
.ticker-row:hover{background:var(--cream);}
.ticker-logo-wrap{width:36px;height:36px;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.ticker-logo{width:32px;height:32px;border-radius:6px;object-fit:contain;background:var(--cream2);padding:2px;}
.ticker-info{min-width:0;}
.ticker-bank{font-size:12px;font-weight:700;color:var(--black);font-family:'Outfit',sans-serif;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.ticker-product{font-size:10px;color:var(--muted);font-family:'Outfit',sans-serif;margin-top:2px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.ticker-right{display:flex;align-items:center;gap:12px;}
.ticker-apy-block{text-align:right;}
.ticker-apy{font-family:'Unbounded',sans-serif;font-weight:800;font-size:17px;color:var(--lime);line-height:1.1;}
.ticker-apy-label{font-size:9px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--muted);font-family:'Outfit',sans-serif;margin-top:1px;}
.ticker-actions{display:flex;flex-direction:row;align-items:center;gap:6px;}
.ticker-apply{background:var(--lime);color:var(--white);font-size:9px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:5px 10px;border-radius:4px;text-decoration:none;font-family:'Outfit',sans-serif;white-space:nowrap;}
.ticker-earn-btn{background:transparent;border:2px solid var(--black);color:var(--black);font-size:9px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:5px 10px;border-radius:4px;cursor:pointer;font-family:'Outfit',sans-serif;white-space:nowrap;transition:all 0.12s;}
.ticker-earn-btn:hover{background:var(--black);color:var(--white);}

/* STATS */
.stats-bar{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:2px solid var(--black);}
.stat{padding:20px 36px;border-right:2px solid var(--black);}
.stat:last-child{border-right:none;}
.stat-num{font-family:'Unbounded',sans-serif;font-weight:800;font-size:26px;color:var(--orange);letter-spacing:-0.5px;line-height:1;margin-bottom:4px;}
.stat-label{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:1.5px;font-weight:600;font-family:'Outfit',sans-serif;}

/* TABS */
.tabs-bar{display:flex;align-items:center;gap:4px;background:var(--black);padding:8px 32px;position:sticky;top:57px;z-index:100;}
.tab{padding:8px 20px;font-family:'Outfit',sans-serif;font-size:11px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;cursor:pointer;border:none;background:transparent;color:rgba(251,248,243,0.4);border-radius:6px;transition:all 0.15s;white-space:nowrap;}
.tab:hover{color:var(--white);background:rgba(251,248,243,0.08);}
.tab.active{color:var(--black);background:var(--lime);}

/* SECTIONS */
.product-section{display:none;padding:32px 48px 64px;}
.product-section.active,.learn-section.active,.blog-section.active{display:block;}
.learn-section,.blog-section{display:none;padding:32px 48px 64px;}
.section-header{margin-bottom:20px;display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:12px;}
.section-header-left h2{font-family:'Unbounded',sans-serif;font-weight:800;font-size:22px;letter-spacing:-0.3px;margin-bottom:4px;}
.section-header-left h2 span{color:var(--orange);}
#sec-cds .section-header-left h2,
#sec-checking .section-header-left h2,
#sec-savings .section-header-left h2,
#sec-learn .section-header-left h2{color:#c95a2a;}
.section-subhead{color:var(--muted);font-size:13px;}
.last-updated{color:var(--muted);font-size:13px;font-weight:400;letter-spacing:normal;text-transform:none;}

/* FEATURED */
.featured-row-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:10px;}
.featured-label{font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--muted);font-family:'Outfit',sans-serif;}
.swipe-hint{display:none;align-items:center;gap:8px;}
.swipe-hint-label{font-size:10px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--lime);font-family:'Outfit',sans-serif;}
.swipe-arrow{font-size:14px;color:var(--lime);animation:swipe-slide 1.4s ease-in-out infinite;}
.swipe-dots{display:flex;gap:6px;align-items:center;}
.swipe-dots span{width:7px;height:7px;border-radius:50%;background:var(--lime);opacity:0.25;transition:opacity 0.3s;}
.swipe-dots span:first-child{width:20px;border-radius:4px;opacity:1;animation:swipe-pulse 1.6s ease-in-out infinite;}
@keyframes swipe-pulse{0%,100%{opacity:1;width:20px}50%{opacity:0.7;width:28px}}
@keyframes swipe-slide{0%,100%{transform:translateX(0);opacity:1}50%{transform:translateX(5px);opacity:0.5}}
.featured-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:28px;}
.featured-card{background:var(--black);border-radius:10px;padding:22px;color:var(--white);position:relative;overflow:hidden;cursor:pointer;transition:transform 0.15s,box-shadow 0.15s;}
.featured-card::before{content:'';position:absolute;top:-50px;right:-50px;width:160px;height:160px;background:rgba(106,158,0,0.25);border-radius:50%;}
.featured-card::after{content:'';position:absolute;bottom:-40px;left:-30px;width:120px;height:120px;background:rgba(201,90,42,0.18);border-radius:50%;}
.featured-card:hover{transform:translateY(-3px);box-shadow:0 12px 32px rgba(44,40,32,0.25);}
.featured-badge{display:inline-block;background:var(--lime);color:var(--white);font-size:9px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;padding:3px 10px;border-radius:3px;margin-bottom:10px;font-family:'Outfit',sans-serif;position:relative;z-index:1;}
.featured-top{display:flex;align-items:center;gap:10px;margin-bottom:10px;position:relative;z-index:1;}
.featured-logo{width:32px;height:32px;border-radius:6px;object-fit:contain;background:rgba(255,255,255,0.1);border:1px solid rgba(255,255,255,0.15);padding:3px;}
.featured-bank{font-size:12px;font-weight:700;color:rgba(251,248,243,0.7);font-family:'Outfit',sans-serif;}
.featured-product{font-size:13px;font-weight:700;color:var(--white);margin-bottom:14px;font-family:'Outfit',sans-serif;line-height:1.3;position:relative;z-index:1;}
.featured-apy{font-family:'Unbounded',sans-serif;font-weight:800;font-size:32px;color:var(--lime);letter-spacing:-1px;line-height:1;margin-bottom:3px;position:relative;z-index:1;}
.featured-apy-label{font-size:9px;color:rgba(251,248,243,0.45);text-transform:uppercase;letter-spacing:1.5px;font-family:'Outfit',sans-serif;margin-bottom:14px;position:relative;z-index:1;}
.featured-meta{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:14px;position:relative;z-index:1;}
.featured-pill{background:rgba(255,255,255,0.1);color:rgba(251,248,243,0.65);font-size:9px;font-weight:600;padding:3px 8px;border-radius:20px;font-family:'Outfit',sans-serif;letter-spacing:0.3px;}
.featured-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap;position:relative;z-index:1;}
.featured-apply{display:inline-flex;align-items:center;gap:6px;background:var(--lime);color:var(--white);font-size:10px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:8px 16px;border-radius:5px;text-decoration:none;font-family:'Outfit',sans-serif;}
.featured-apply::after{content:'';display:block;width:14px;height:14px;background:currentColor;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 14 14' fill='none' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cline x1='2' y1='7' x2='12' y2='7'/%3E%3Cpolyline points='8,3 12,7 8,11'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 14 14' fill='none' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cline x1='2' y1='7' x2='12' y2='7'/%3E%3Cpolyline points='8,3 12,7 8,11'/%3E%3C/svg%3E") center/contain no-repeat;flex-shrink:0;}
.featured-earn{font-size:10px;font-weight:600;color:rgba(251,248,243,0.5);font-family:'Outfit',sans-serif;cursor:pointer;transition:color 0.15s;letter-spacing:0.3px;text-decoration:underline;text-decoration-color:rgba(251,248,243,0.2);text-underline-offset:3px;}
.featured-card:hover .featured-earn{color:rgba(251,248,243,0.8);text-decoration-color:rgba(251,248,243,0.5);}
.tab-mobile-only{display:none;}

/* FILTERS */
.filters-bar{display:flex;flex-direction:column;gap:10px;margin-bottom:18px;padding:14px 16px;background:var(--cream);border-radius:10px;border:1.5px solid var(--border);}
.fb-top-row{display:flex;gap:10px;align-items:center;}
.fb-search-wrap{flex:1;position:relative;display:flex;align-items:center;}
.fb-search-icon{position:absolute;left:11px;width:15px;height:15px;color:var(--muted);pointer-events:none;flex-shrink:0;}
.fb-search{width:100%;background:var(--white);border:1.5px solid var(--border);color:var(--black);padding:9px 13px 9px 33px;border-radius:7px;font-size:14px;font-family:'Outfit',sans-serif;outline:none;font-weight:500;transition:border-color 0.2s;}
.fb-search:focus{border-color:var(--lime);}
.fb-search::placeholder{color:var(--muted);font-weight:400;}
.fb-filter-row{display:flex;gap:14px;align-items:flex-end;flex-wrap:wrap;}
.fb-field{display:flex;flex-direction:column;gap:5px;}
.fb-label{font-size:11px;font-weight:700;letter-spacing:0.6px;text-transform:uppercase;color:var(--muted);font-family:'Outfit',sans-serif;white-space:nowrap;}
.fb-label-val{color:var(--lime);font-weight:800;text-transform:none;letter-spacing:0;}
.fb-select{background:var(--white);border:1.5px solid var(--border);color:var(--black);padding:8px 12px;border-radius:7px;font-size:13px;font-family:'Outfit',sans-serif;outline:none;font-weight:500;cursor:pointer;transition:border-color 0.2s;min-width:130px;}
.fb-select:focus{border-color:var(--lime);}
.fb-clear{background:var(--white);border:1.5px solid var(--border);color:var(--muted);height:38px;border-radius:7px;font-size:12px;font-weight:600;font-family:'Outfit',sans-serif;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all 0.15s;padding:0 14px;line-height:1;flex-shrink:0;white-space:nowrap;}
.fb-clear:hover{border-color:#c00;color:#c00;}

/* APY SLIDER */
.fb-field-slider{min-width:160px;}
.fb-slider{width:100%;accent-color:var(--lime);cursor:pointer;margin:0;display:block;}
.fb-slider-ticks{display:flex;justify-content:space-between;font-size:10px;color:var(--muted);font-family:'Outfit',sans-serif;margin-top:1px;}

/* BUDGET FIELD (inline in filter bar) */
.fb-label-blank{display:inline-block;width:36px;border-bottom:1.5px solid var(--muted);vertical-align:baseline;margin:0 1px;}
.fb-budget-wrap{display:flex;align-items:center;background:var(--white);border:1.5px solid var(--border);border-radius:7px;padding:0 12px;height:38px;gap:3px;transition:border-color 0.2s;min-width:130px;}
.fb-budget-wrap:focus-within{border-color:var(--lime);}
.fb-budget-prefix{font-family:'Outfit',sans-serif;font-size:13px;font-weight:600;color:var(--muted);flex-shrink:0;}
.fb-budget-input{background:transparent;border:none;outline:none;font-family:'Outfit',sans-serif;font-size:13px;font-weight:500;color:var(--black);width:100%;min-width:0;}
.fb-budget-input::placeholder{color:var(--muted);font-weight:400;}

/* LOGO FALLBACK */
.logo-shell{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;flex-shrink:0;}
.bank-initial{width:30px;height:30px;border-radius:6px;background:var(--lime);color:var(--black);font-weight:800;font-size:11px;font-family:'Outfit',sans-serif;display:flex;align-items:center;justify-content:center;letter-spacing:0;}
.featured-initial{width:36px;height:36px;border-radius:8px;font-size:13px;}

/* TABLE */
.results-bar{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;}
.results-count{font-size:13px;color:var(--muted);font-family:'Outfit',sans-serif;}
.results-count strong{color:var(--black);}
.table-wrap{position:relative;}
.table-scroll{overflow-x:auto;border:2px solid var(--black);border-radius:10px;}
@media(max-width:900px){
  .table-wrap::after{content:'';pointer-events:none;position:absolute;top:0;right:0;bottom:0;width:64px;background:linear-gradient(to right,transparent,rgba(201,90,42,0.13));border-radius:0 10px 10px 0;z-index:2;}
}
table{width:100%;border-collapse:collapse;font-size:14px;table-layout:auto;}
/* CD table column widths — 7 cols */
#sec-cds table th:nth-child(1){width:27%;}
#sec-cds table th:nth-child(2){width:10%;}
#sec-cds table th:nth-child(3){width:9%;}
#sec-cds table th:nth-child(4){width:12%;}
#sec-cds table th:nth-child(5){width:13%;}
#sec-cds table th:nth-child(6){width:12%;}
#sec-cds table th:nth-child(7){width:17%;}
/* Savings table column widths — 7 cols */
#sec-savings table th:nth-child(1){width:28%;}
#sec-savings table th:nth-child(2){width:10%;}
#sec-savings table th:nth-child(3){width:12%;}
#sec-savings table th:nth-child(4){width:11%;}
#sec-savings table th:nth-child(5){width:13%;}
#sec-savings table th:nth-child(6){width:12%;}
#sec-savings table th:nth-child(7){width:14%;}
/* Checking table column widths — 8 cols, waive-fee cols allowed to wrap */
#sec-checking table{table-layout:fixed;}
#sec-checking table th:nth-child(1){width:22%;}
#sec-checking table th:nth-child(2){width:9%;}
#sec-checking table th:nth-child(3){width:10%;}
#sec-checking table th:nth-child(4){width:9%;}
#sec-checking table th:nth-child(5){width:16%;white-space:normal;line-height:1.35;}
#sec-checking table th:nth-child(6){width:13%;white-space:normal;line-height:1.35;}
#sec-checking table th:nth-child(7){width:11%;}
#sec-checking table th:nth-child(8){width:10%;}
/* Prevent cell overflow */
td{overflow:hidden;text-overflow:ellipsis;}
thead th{background:var(--black);padding:11px 14px;text-align:left;font-size:9px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:rgba(251,248,243,0.65);white-space:nowrap;font-family:'Outfit',sans-serif;cursor:pointer;user-select:none;vertical-align:bottom;}
thead th:hover{color:var(--white);}
thead th.sorted{color:var(--lime);}
tbody tr{border-bottom:1px solid var(--cream2);transition:background 0.12s;}
tbody tr:hover{background:var(--cream);}
tbody tr:last-child{border-bottom:none;}
td{padding:22px 14px;vertical-align:middle;}
.bank-cell{display:flex;align-items:center;gap:12px;}
.bank-logo{width:38px;height:38px;border-radius:8px;object-fit:contain;background:var(--white);border:1px solid var(--border);padding:2px;flex-shrink:0;}
.bank-name{font-weight:700;font-size:14px;color:var(--black);font-family:'Outfit',sans-serif;}
.product-name{font-size:12px;color:var(--muted);font-family:'Outfit',sans-serif;margin-top:2px;}
.apy-value{font-family:'Unbounded',sans-serif;font-weight:800;font-size:16px;letter-spacing:-0.3px;}
.apy-high{color:var(--lime);}
.apy-mid{color:var(--orange);}
.apy-low{color:var(--muted);}
.apy-na{color:var(--muted);font-family:'Outfit',sans-serif;font-size:12px;font-weight:600;}
.access-badge{display:inline-block;font-size:9px;font-weight:700;letter-spacing:0.8px;text-transform:uppercase;padding:3px 9px;border-radius:4px;white-space:nowrap;font-family:'Outfit',sans-serif;}
.access-online{background:var(--lime-pale);color:#4a7200;border:1.5px solid rgba(106,158,0,0.3);}
.access-both{background:var(--blue-pale);color:var(--blue);border:1.5px solid rgba(42,109,181,0.25);}
.access-branch{background:var(--cream2);color:var(--muted);border:1.5px solid var(--border);}
.dep-val{font-size:13px;font-weight:600;color:var(--black);white-space:nowrap;font-family:'Outfit',sans-serif;}
.fee-val{font-size:12px;color:var(--muted);font-family:'Outfit',sans-serif;white-space:nowrap;}
.fee-no{color:var(--lime);font-weight:700;}
.fee-yes{color:var(--orange);font-weight:700;}
.fee-waivable{color:var(--orange);font-weight:700;font-size:10px;vertical-align:super;}
.fee-disclosure{font-size:11px;color:var(--muted);margin-top:10px;font-family:'Outfit',sans-serif;line-height:1.5;}
.fee-disclosure strong{color:var(--black);}
.apply-btn{display:inline-block;background:var(--lime);color:var(--white);font-size:10px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:6px 12px;border-radius:5px;text-decoration:none;white-space:nowrap;font-family:'Outfit',sans-serif;transition:transform 0.12s,box-shadow 0.12s;border:none;cursor:pointer;}
.apply-btn:hover{transform:translateY(-1px);box-shadow:0 4px 12px rgba(106,158,0,0.3);}
.apply-btn-branch{background:var(--cream2);color:var(--muted);border:1.5px solid var(--border);cursor:default;}
.apply-btn-branch:hover{transform:none;box-shadow:none;}
.earn-btn{display:inline-flex;align-items:center;gap:6px;background:transparent;border:2px solid var(--lime);color:var(--lime);font-size:10px;font-weight:700;letter-spacing:0.8px;text-transform:uppercase;padding:7px 12px;border-radius:6px;cursor:pointer;font-family:'Outfit',sans-serif;transition:all 0.15s;white-space:nowrap;}
.earn-btn:hover{background:var(--lime);color:var(--white);}
.earn-btn .calc-icon{flex-shrink:0;}
.ticker-earn-btn .calc-icon{flex-shrink:0;}
.ticker-earn-btn{display:inline-flex;align-items:center;gap:5px;}
.tag-ib{display:inline-block;background:rgba(201,90,42,0.1);color:var(--orange);border:1.5px solid rgba(201,90,42,0.25);font-size:9px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:3px 9px;border-radius:4px;font-family:'Outfit',sans-serif;}
.tag-noib{display:inline-block;background:var(--cream2);color:var(--muted);border:1.5px solid var(--border);font-size:9px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:3px 9px;border-radius:4px;font-family:'Outfit',sans-serif;}
.no-results{text-align:center;padding:48px 20px;color:var(--muted);font-size:14px;font-family:'Outfit',sans-serif;}

/* CALCULATOR MODAL */
.calc-overlay{display:none;position:fixed;inset:0;background:rgba(44,40,32,0.75);z-index:500;align-items:center;justify-content:center;padding:20px;backdrop-filter:blur(4px);}
.calc-overlay.open{display:flex;}
.calc-modal{background:var(--white);border:2px solid var(--black);border-radius:14px;width:100%;max-width:640px;overflow:hidden;max-height:90vh;overflow-y:auto;}
.calc-header{background:var(--black);padding:18px 24px;display:flex;justify-content:space-between;align-items:center;position:sticky;top:0;z-index:10;}
.calc-title{font-family:'Unbounded',sans-serif;font-weight:800;font-size:15px;color:var(--white);}
.calc-close{background:none;border:none;color:rgba(251,248,243,0.6);font-size:22px;cursor:pointer;line-height:1;padding:0;}
.calc-close:hover{color:var(--white);}
.calc-body{padding:24px;}
.calc-product-info{background:var(--cream);border:1.5px solid var(--border);border-radius:8px;padding:14px 18px;margin-bottom:20px;display:flex;align-items:center;gap:14px;}
.calc-logo{width:38px;height:38px;border-radius:8px;object-fit:contain;background:var(--white);border:1px solid var(--border);padding:3px;}
.calc-product-bank{font-size:11px;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:1px;}
.calc-product-name{font-size:15px;font-weight:700;color:var(--black);}
.calc-product-apy{font-family:'Unbounded',sans-serif;font-weight:800;font-size:20px;color:var(--lime);}
.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:20px;}
.calc-field{display:flex;flex-direction:column;gap:5px;}
.calc-field label{font-size:9px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--muted);}
.calc-field input,.calc-field select{background:var(--white);border:2px solid var(--black);color:var(--black);padding:9px 12px;border-radius:6px;font-size:14px;font-family:'Outfit',sans-serif;font-weight:600;outline:none;}
.calc-field input:focus,.calc-field select:focus{border-color:var(--lime);}
.calc-result-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:20px;}
.calc-result-box{background:var(--black);border-radius:8px;padding:16px;text-align:center;}
.calc-result-box.highlight{background:var(--lime);}
.calc-res-label{font-size:9px;color:rgba(251,248,243,0.5);text-transform:uppercase;letter-spacing:1.5px;margin-bottom:6px;font-family:'Outfit',sans-serif;font-weight:600;}
.calc-res-val{font-family:'Unbounded',sans-serif;font-weight:800;font-size:clamp(10px,2.8vw,15px);color:var(--white);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.calc-result-box.highlight .calc-res-label{color:rgba(255,255,255,0.7);}
.calc-bar-wrap{margin-bottom:20px;background:var(--cream);border-radius:10px;padding:16px;border:1.5px solid var(--border);}
.calc-bar-label{font-size:10px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--muted);margin-bottom:12px;font-family:'Outfit',sans-serif;}
.calc-bar-track{display:flex;height:28px;border-radius:6px;overflow:hidden;background:var(--cream2);}
.calc-bar-principal{background:var(--black);height:100%;transition:width 0.5s cubic-bezier(0.4,0,0.2,1);}
.calc-bar-interest{background:var(--lime);height:100%;transition:width 0.5s cubic-bezier(0.4,0,0.2,1);}
.calc-bar-legend{display:flex;align-items:center;gap:16px;margin-top:10px;font-size:11px;font-family:'Outfit',sans-serif;color:var(--muted);font-weight:600;}
.calc-legend-dot{width:10px;height:10px;border-radius:2px;display:inline-block;}
.calc-legend-dot.principal{background:var(--black);}
.calc-legend-dot.interest{background:var(--lime);}
.calc-apply-row{text-align:center;padding-top:4px;}

/* LEARN */
.learn-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:40px;align-items:start;}
.learn-card{background:var(--cream);border-radius:12px;overflow:hidden;cursor:pointer;transition:transform 0.18s,box-shadow 0.18s;box-shadow:0 2px 6px rgba(44,40,32,0.06),0 1px 2px rgba(44,40,32,0.04);border-bottom:3px solid var(--orange);}
.learn-card:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(44,40,32,0.13),0 2px 6px rgba(44,40,32,0.06);}
.learn-card.open{border-bottom-color:var(--lime);box-shadow:0 8px 24px rgba(106,158,0,0.1),0 2px 6px rgba(44,40,32,0.06);}
.learn-card-img{width:100%;height:140px;object-fit:cover;background:var(--cream2);display:block;}
.learn-card-img-placeholder{width:100%;height:140px;display:flex;align-items:center;justify-content:center;font-size:48px;background:linear-gradient(135deg,var(--cream) 0%,var(--cream2) 100%);}
.learn-card-body{padding:18px 18px 16px;}
.learn-card-title{font-family:'Unbounded',sans-serif;font-weight:700;font-size:13px;letter-spacing:-0.3px;margin-bottom:6px;line-height:1.3;color:var(--black);}
.learn-card-preview{font-size:12px;color:var(--muted);line-height:1.6;}
.learn-answer{display:none;padding:0 18px 18px;font-size:13px;color:var(--black);line-height:1.8;border-top:1px solid rgba(44,40,32,0.08);}
.learn-answer.open{display:block;padding-top:14px;}
.learn-answer p{margin-bottom:10px;}
.learn-answer p:last-child{margin-bottom:0;}
.learn-answer strong{font-weight:700;}
.faq-title{font-family:'Unbounded',sans-serif;font-weight:800;font-size:18px;letter-spacing:-0.3px;margin-bottom:24px;display:flex;align-items:center;gap:16px;}
.faq-title::after{content:'';flex:1;height:3px;background:linear-gradient(90deg,var(--orange),transparent);border-radius:2px;}
.faq-list{counter-reset:faq;border:2px solid var(--black);border-radius:12px;overflow:hidden;}
.faq-item{counter-increment:faq;border-bottom:1px solid rgba(44,40,32,0.08);border-left:4px solid transparent;transition:border-color 0.2s,background 0.15s;}
.faq-item:last-child{border-bottom:none;}
.faq-item:hover{background:var(--cream);border-left-color:var(--orange);}
.faq-item.open{background:var(--cream);border-left-color:var(--lime);}
.faq-q{padding:16px 20px;font-weight:700;font-size:14px;cursor:pointer;display:flex;align-items:center;gap:14px;font-family:'Outfit',sans-serif;}
.faq-q::before{content:'0' counter(faq);font-family:'Unbounded',sans-serif;font-weight:800;font-size:10px;color:var(--orange);flex-shrink:0;letter-spacing:-0.5px;width:20px;}
.faq-item.open .faq-q::before{color:var(--lime);}
.faq-q-text{flex:1;}
.faq-arrow{flex-shrink:0;transition:transform 0.22s;color:var(--muted);}
.faq-item.open .faq-arrow{transform:rotate(180deg);color:var(--lime);}
.faq-a{display:none;padding:0 20px 16px 54px;font-size:13px;color:var(--muted);line-height:1.8;}
.faq-a.open{display:block;padding-top:4px;}

/* BLOG */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:40px;}
.blog-card{background:var(--white);border:2px solid var(--black);border-radius:10px;overflow:hidden;cursor:pointer;transition:transform 0.15s,box-shadow 0.15s;text-decoration:none;color:inherit;display:flex;flex-direction:column;}
.blog-card:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(44,40,32,0.1);}
.blog-card-header{width:100%;height:140px;position:relative;overflow:hidden;display:flex;align-items:flex-end;padding:16px;}
.blog-card-header-bg{position:absolute;inset:0;}
.blog-card-header-content{position:relative;z-index:1;}
.blog-card-eyebrow{font-family:'Outfit',sans-serif;font-size:9px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin-bottom:4px;}
.blog-card-headline-sm{font-family:'Unbounded',sans-serif;font-weight:800;font-size:11px;line-height:1.3;letter-spacing:-0.2px;}
.blog-card-body{padding:18px;flex:1;display:flex;flex-direction:column;}
.blog-tag{display:inline-block;background:var(--lime-pale);color:#4a7200;font-size:9px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;padding:3px 9px;border-radius:3px;margin-bottom:10px;font-family:'Outfit',sans-serif;}
.blog-card-title{font-family:'Unbounded',sans-serif;font-weight:700;font-size:13px;letter-spacing:-0.3px;line-height:1.35;margin-bottom:8px;}
.blog-card-excerpt{font-size:12px;color:var(--muted);line-height:1.6;margin-bottom:12px;flex:1;}
.blog-meta{font-size:10px;color:var(--muted);font-weight:600;font-family:'Outfit',sans-serif;border-top:1px solid var(--cream2);padding-top:10px;display:flex;justify-content:space-between;}

/* COMMUNITY */
.community-section{background:var(--black);color:var(--white);padding:56px 48px;border-top:2px solid var(--black);}
.community-inner{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;max-width:1200px;margin:0 auto;}
.community-coming{display:inline-block;background:rgba(106,158,0,0.2);color:var(--lime);font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;padding:5px 12px;border-radius:4px;margin-bottom:16px;border:1px solid rgba(106,158,0,0.3);font-family:'Outfit',sans-serif;}
.community-text h2{font-family:'Unbounded',sans-serif;font-weight:900;font-size:clamp(20px,2.4vw,32px);line-height:1.15;letter-spacing:-0.3px;margin-bottom:16px;color:var(--white);}
.community-text h2 em{font-style:normal;color:var(--lime);display:block;}
.community-text p{color:rgba(251,248,243,0.6);font-size:14px;line-height:1.8;margin-bottom:24px;}
.impact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2px;background:rgba(255,255,255,0.08);border:1.5px solid rgba(255,255,255,0.12);border-radius:10px;overflow:hidden;}
.impact-card{background:rgba(255,255,255,0.04);padding:22px;transition:background 0.2s;}
.impact-card:hover{background:rgba(255,255,255,0.08);}
.impact-num{font-family:'Unbounded',sans-serif;font-weight:800;font-size:26px;color:var(--lime);letter-spacing:-0.5px;line-height:1;margin-bottom:6px;}
.impact-label{font-size:11px;color:rgba(251,248,243,0.45);line-height:1.5;font-family:'Outfit',sans-serif;}

/* ABOUT */
.about-section{padding:56px 48px;background:var(--cream);border-top:2px solid var(--black);}
.about-inner{max-width:960px;}
.about-text h2{font-family:'Unbounded',sans-serif;font-weight:800;font-size:24px;letter-spacing:-0.3px;margin-bottom:16px;}
.about-text p{color:var(--muted);font-size:14px;line-height:1.8;margin-bottom:14px;max-width:600px;}
.about-pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:36px;}
.pillar{background:var(--white);border:2px solid var(--black);border-radius:10px;padding:22px;}
.pillar-icon{font-size:20px;margin-bottom:10px;}
.pillar-title{font-weight:700;font-size:13px;margin-bottom:6px;color:var(--black);font-family:'Outfit',sans-serif;}
.pillar-body{font-size:12px;color:var(--muted);line-height:1.7;}

/* DISCLOSURES */
.disclosures{background:var(--cream2);border-top:2px solid var(--black);padding:24px 48px;}
.disc-inner{max-width:960px;}
.disc-title{font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--muted);margin-bottom:10px;font-family:'Outfit',sans-serif;}
.disc-text{font-size:11px;color:var(--muted);line-height:1.7;font-family:'Outfit',sans-serif;}
.disc-text a{color:var(--muted);text-decoration:underline;}

/* FOOTER */
footer{background:var(--black);padding:36px 48px;}
.footer-inner{display:grid;grid-template-columns:1fr 1fr;gap:40px;max-width:960px;}
.footer-logo{font-family:'Unbounded',sans-serif;font-weight:900;font-size:18px;color:var(--lime);letter-spacing:2px;margin-bottom:6px;}
.footer-tagline{font-size:12px;color:rgba(251,248,243,0.45);font-family:'Outfit',sans-serif;}
.footer-links{display:flex;flex-direction:column;gap:8px;align-items:flex-end;}
.footer-links a{font-size:11px;color:rgba(251,248,243,0.4);text-decoration:none;font-family:'Outfit',sans-serif;transition:color 0.2s;}
.footer-links a:hover{color:rgba(251,248,243,0.7);}
.footer-copy{font-size:10px;color:rgba(251,248,243,0.2);margin-top:24px;font-family:'Outfit',sans-serif;grid-column:1/-1;}

/* ── HAMBURGER BUTTON ── */
.nav-hamburger {
  display: none;
  justify-self: end;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  border-radius: 6px;
  transition: background 0.15s;
  flex-shrink: 0;
}
.nav-hamburger:hover { background: var(--cream); }
.nav-hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--black);
  border-radius: 2px;
  transition: transform 0.25s, opacity 0.25s;
  transform-origin: center;
}
.nav-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.nav-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ── MOBILE MENU ── */
@keyframes menuSlideIn {
  from { opacity: 0; transform: translateY(-8px); }
  to   { opacity: 1; transform: translateY(0); }
}
.mobile-menu {
  display: none;
  position: fixed;
  top: 57px;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--white);
  z-index: 190;
  flex-direction: column;
  padding: 8px 0 32px;
  overflow-y: auto;
  border-top: 2px solid var(--black);
}
.mobile-menu.open {
  display: flex;
  animation: menuSlideIn 0.2s ease forwards;
}
.mob-link {
  display: block;
  padding: 16px 24px;
  font-family: 'Outfit', sans-serif;
  font-size: 16px;
  font-weight: 600;
  color: var(--black);
  text-decoration: none;
  border-bottom: 1px solid var(--cream2);
  transition: background 0.15s, color 0.15s;
  letter-spacing: 0.3px;
}
.mob-link:hover { background: var(--cream); }
.mob-cta {
  margin: 16px 24px 0;
  background: var(--lime);
  color: var(--white) !important;
  border-radius: 8px;
  border-bottom: none;
  text-align: center;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 16px 24px;
}
.mob-cta:hover { background: var(--lime-light) !important; }

/* ── EARNINGS SIMULATOR ── */
.simulator-section{background:var(--black);padding:56px 48px;border-top:2px solid var(--black);}
.simulator-inner{max-width:960px;margin:0 auto;}
.simulator-head{margin-bottom:36px;}
.simulator-head h2{font-family:'Unbounded',sans-serif;font-weight:800;font-size:24px;color:var(--white);letter-spacing:-0.3px;margin-bottom:6px;}
.simulator-head p{color:rgba(251,248,243,0.5);font-size:13px;font-family:'Outfit',sans-serif;}
.sim-body{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;}
.sim-inputs{display:flex;flex-direction:column;gap:18px;}
.sim-field label{display:block;color:rgba(251,248,243,0.5);font-size:10px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:7px;font-family:'Outfit',sans-serif;}
.sim-input-wrap{display:flex;align-items:center;background:rgba(255,255,255,0.07);border:1.5px solid rgba(255,255,255,0.14);border-radius:7px;overflow:hidden;transition:border-color 0.15s;}
.sim-input-wrap:focus-within{border-color:var(--lime);}
.sim-prefix,.sim-suffix{padding:0 12px;color:rgba(251,248,243,0.4);font-size:15px;font-family:'Outfit',sans-serif;font-weight:600;user-select:none;}
.sim-input{flex:1;background:transparent;border:none;outline:none;padding:13px 12px;color:var(--white);font-size:16px;font-family:'Outfit',sans-serif;font-weight:600;}
.sim-input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;}
.sim-custom-select{position:relative;}
.sim-select-btn{width:100%;background:rgba(255,255,255,0.07);border:1.5px solid rgba(255,255,255,0.14);border-radius:7px;padding:13px 14px;color:var(--white);font-size:15px;font-family:'Outfit',sans-serif;font-weight:600;cursor:pointer;text-align:left;display:flex;justify-content:space-between;align-items:center;transition:border-color 0.15s;}
.sim-select-btn:focus,.sim-custom-select.open .sim-select-btn{outline:none;border-color:var(--lime);}
.sim-select-opts{display:none;position:absolute;top:calc(100% + 6px);left:0;right:0;background:#252318;border:1.5px solid rgba(255,255,255,0.18);border-radius:7px;overflow:hidden;z-index:999;list-style:none;padding:4px;}
.sim-custom-select.open .sim-select-opts{display:block;}
.sim-select-opts li{padding:11px 14px;color:rgba(251,248,243,0.75);font-size:14px;font-family:'Outfit',sans-serif;font-weight:600;cursor:pointer;border-radius:5px;transition:background 0.1s,color 0.1s;}
.sim-select-opts li:hover{background:rgba(255,255,255,0.08);color:var(--white);}
.sim-select-opts li.sel-active{color:var(--lime);}
.sim-results{display:flex;flex-direction:column;gap:28px;}
.sim-result-row{display:flex;gap:32px;}
.sim-result-item{border-left:3px solid var(--lime);padding-left:18px;}
.sim-result-label{color:rgba(251,248,243,0.45);font-size:10px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;font-family:'Outfit',sans-serif;margin-bottom:6px;}
.sim-result-value{font-family:'Unbounded',sans-serif;font-size:30px;font-weight:800;color:var(--white);letter-spacing:-1px;line-height:1;}
.sim-interest-val{color:var(--lime);}
.sim-cta-btn{display:inline-block;background:var(--lime);color:var(--white);font-size:11px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:11px 22px;border-radius:6px;text-decoration:none;font-family:'Outfit',sans-serif;transition:transform 0.15s,box-shadow 0.15s;}
.sim-cta-btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(106,158,0,0.35);}

/* ── TABLET (≤900px) ── */
@media(max-width:900px){
  nav { padding: 0 16px; height: 57px; }
  nav ul { display: none; }
  .nav-hamburger { display: flex; grid-column: 3; }

  .hero { grid-template-columns: 1fr; padding: 22px 16px 26px; gap: 20px; }
  .hero-visual { display: none; }
  .hero-right { display: none; }
  .hero h1 { font-size: clamp(28px, 8vw, 40px); }

  .stats-bar { grid-template-columns: 1fr 1fr; }
  .stat { padding: 14px 20px; }
  .stat:nth-child(2) { border-right: none; }
  .stat:last-child { grid-column: 1/-1; border-top: 2px solid var(--black); }

  .tabs-bar { top: 57px; overflow-x: auto; -webkit-overflow-scrolling: touch; scrollbar-width: none; padding: 5px 10px; gap: 3px; }
  .tabs-bar::-webkit-scrollbar { display: none; }
  .tab { padding: 6px 10px; min-height: 30px; font-size: 9.5px; letter-spacing: 0.8px; flex: 1; text-align: center; }
  .tab-mobile-only { display: block; }
  .swipe-hint { display: flex; }

  .product-section, .learn-section, .blog-section { padding: 16px 14px 36px; }

  .featured-grid {
    display: flex;
    flex-direction: row;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    -webkit-overflow-scrolling: touch;
    gap: 12px;
    padding-bottom: 10px;
    padding-right: 28px;
    scrollbar-width: none;
    margin-bottom: 24px;
  }
  .featured-grid::-webkit-scrollbar { display: none; }
  .featured-card { min-width: 72vw; max-width: 290px; scroll-snap-align: start; flex-shrink: 0; }
  .swipe-hint { display: flex; }

  .filters-bar { gap: 5px; padding: 8px 10px; }
  .fb-search { max-width: none; min-width: 0; flex-basis: 100%; height: 34px; }
  .fb-filter-row { gap: 6px; align-items: flex-start; }
  .fb-field { flex: 1 1 calc(50% - 4px); min-width: 0; overflow: hidden; }
  .fb-field-slider { flex: 1 1 100%; }
  .fb-label { white-space: normal; font-size: 9px; letter-spacing: 0.3px; }
  .fb-select { width: 100%; min-width: 0; font-size: 11px; padding: 7px 6px; height: 36px; }
  .fb-budget-wrap { min-width: 0; height: 36px; }
  .fb-budget-input { font-size: 11px; }

  .results-bar { flex-wrap: wrap; gap: 8px; }

  table { min-width: 820px; }

  .load-more-btn { width: 100%; justify-content: center; padding: 13px 20px; }

  .community-inner { grid-template-columns: 1fr; gap: 24px; }
  .community-section { padding: 40px 20px; }

  .simulator-section { padding: 40px 20px; }
  .sim-body { grid-template-columns: 1fr; gap: 28px; }
  .sim-result-row { gap: 20px; }

  .about-section { padding: 40px 20px; }
  .about-pillars { grid-template-columns: 1fr 1fr; }
  .pillar { padding: 16px; }

  .disclosures { padding: 16px 20px; }

  footer { padding: 28px 20px; }
  .footer-inner { grid-template-columns: 1fr; gap: 20px; }
  .footer-links { align-items: flex-start; flex-direction: row; flex-wrap: wrap; gap: 10px 24px; }

  .learn-grid, .blog-grid { grid-template-columns: 1fr; }
  .calc-fields { grid-template-columns: 1fr; }

  .contact-hero { padding: 40px 20px; }
  .contact-split { grid-template-columns: 1fr; }
}

/* ── MOBILE (≤480px) ── */
@media(max-width:480px){
  .hero { padding: 18px 14px 20px; }
  .hero h1 { font-size: clamp(23px, 6.6vw, 27px); line-height: 1.14; }
  .hero-tag { font-size: 9px; letter-spacing: 1px; margin-bottom: 10px; }
  .hero p { font-size: 13px; margin: 8px 0 14px; }
  .hero-actions { flex-direction: column; align-items: stretch; gap: 10px; }
  .hero-actions .btn-primary { text-align: center; padding: 10px 16px; font-size: 11px; }
  .hero-actions .btn-learn { text-align: center; justify-content: center; }

  .stat-num { font-size: 20px; }
  .stat-num[style] { font-size: 14px !important; }

  .about-pillars { grid-template-columns: 1fr; }

  .calc-result-row { gap: 6px; }
  .calc-result-box { padding: 10px 8px; }
  .calc-res-val { font-size: 11px; letter-spacing: -0.5px; }
  .calc-res-label { font-size: 8px; letter-spacing: 0.8px; }

  .section-header { flex-direction: column; align-items: flex-start; gap: 6px; margin-bottom: 12px; }
  .section-header-left h2 { font-size: 16px; margin-bottom: 2px; }
  .section-subhead { font-size: 11px; }
  .last-updated { font-size: 9px; padding: 3px 8px; letter-spacing: 0.8px; }
  .featured-label { font-size: 9px; letter-spacing: 1.5px; margin-bottom: 8px; }

  .featured-card { min-width: 72vw; }

  table { min-width: 780px; font-size: 12px; }
  th, td { padding: 10px 10px; }

  .contact-form-section { padding: 32px 16px; }
  .contact-pillars { grid-template-columns: 1fr; }

  .footer-links { flex-direction: column; gap: 8px; }
  .footer-logo { font-size: 15px; }
}

/* ── PAGED ROWS FADE-IN ── */
@keyframes rowFadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}
.row-fade-in {
  opacity: 0;
  animation: rowFadeIn 0.35s ease forwards;
}

/* ── LOAD MORE ── */
.load-more-container {
  display: flex;
  justify-content: center;
  padding: 20px 0 8px;
}
.load-more-btn {
  background: #fff;
  border: 1.5px solid #6a9e00;
  color: #6a9e00;
  font-family: 'Outfit', sans-serif;
  font-size: 14px;
  font-weight: 600;
  padding: 10px 28px;
  border-radius: 8px;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: background 0.18s, color 0.18s, box-shadow 0.18s;
}
.load-more-btn:hover {
  background: #6a9e00;
  color: #fff;
  box-shadow: 0 2px 10px rgba(106,158,0,0.18);
}
.load-more-sub {
  font-weight: 400;
  font-size: 12px;
  opacity: 0.7;
}

/* ── CONTACT PAGE ── */
.contact-hero {
  padding: 64px 48px 56px;
  border-bottom: 2px solid var(--black);
  position: relative;
  overflow: hidden;
  background: var(--black);
  color: var(--white);
}
.contact-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 640px;
}
.contact-hero-badge {
  display: inline-block;
  background: var(--lime);
  color: var(--white);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: 4px;
  margin-bottom: 20px;
  font-family: 'Outfit', sans-serif;
}
.contact-hero h1 {
  font-family: 'Unbounded', sans-serif;
  font-size: clamp(28px, 4vw, 46px);
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 20px;
  color: var(--white);
}
.contact-hero h1 span { color: var(--lime); }
.contact-hero p {
  font-size: 16px;
  line-height: 1.8;
  color: rgba(251,248,243,0.72);
  max-width: 560px;
}
.contact-orb {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
}
.contact-orb1 {
  width: 360px; height: 360px;
  background: radial-gradient(circle, rgba(106,158,0,0.2) 0%, transparent 70%);
  top: -80px; right: 40px;
}
.contact-orb2 {
  width: 200px; height: 200px;
  background: radial-gradient(circle, rgba(201,90,42,0.15) 0%, transparent 70%);
  bottom: -40px; right: 260px;
}

/* pillars */
.contact-pillars-section {
  border-bottom: 2px solid var(--black);
  padding: 0;
}
.contact-pillars-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}
.contact-pillar {
  padding: 36px 32px;
  border-right: 2px solid var(--black);
}
.contact-pillar:last-child { border-right: none; }
.contact-pillar-icon {
  font-size: 22px;
  margin-bottom: 14px;
  color: var(--lime);
  line-height: 1;
}
.contact-pillar-title {
  font-family: 'Unbounded', sans-serif;
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--black);
}
.contact-pillar-text {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.7;
}

/* form section */
.contact-form-section {
  padding: 72px 48px;
  background: var(--white);
}
.contact-form-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 80px;
  align-items: start;
}
.contact-form-left h2 {
  font-family: 'Unbounded', sans-serif;
  font-size: clamp(22px, 3vw, 34px);
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 16px;
}
.contact-form-left h2 span { color: var(--lime); }
.contact-form-left > p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.8;
  margin-bottom: 32px;
}
.contact-info-items { display: flex; flex-direction: column; gap: 20px; margin-bottom: 28px; }
.contact-info-item { display: flex; align-items: flex-start; gap: 14px; }
.contact-info-icon {
  width: 36px; height: 36px;
  background: var(--lime-pale);
  color: var(--lime);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
}
.contact-info-label { font-size: 11px; font-weight: 600; letter-spacing: 1px; text-transform: uppercase; color: var(--muted); margin-bottom: 2px; }
.contact-info-value { font-size: 14px; font-weight: 600; color: var(--black); }
.contact-response-note {
  font-size: 12px;
  color: var(--muted);
  padding: 12px 16px;
  background: var(--cream);
  border-radius: 8px;
  border-left: 3px solid var(--lime);
}

/* form fields */
.contact-form {
  background: var(--white);
  border: 2px solid var(--black);
  border-radius: 14px;
  padding: 36px 32px;
}
.cform-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.cform-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 18px; }
.cform-group label { font-size: 12px; font-weight: 700; letter-spacing: 0.5px; color: var(--black); text-transform: uppercase; }
.cform-req { color: var(--lime); }
.cform-group input,
.cform-group select,
.cform-group textarea {
  background: var(--cream);
  border: 2px solid transparent;
  border-radius: 8px;
  padding: 11px 14px;
  font-size: 14px;
  font-family: 'Outfit', sans-serif;
  color: var(--black);
  outline: none;
  transition: border-color 0.2s, background 0.2s;
  width: 100%;
}
.cform-group input:focus,
.cform-group select:focus,
.cform-group textarea:focus {
  border-color: var(--lime);
  background: var(--white);
}
.cform-group textarea { resize: vertical; min-height: 130px; }
.cform-error { font-size: 12px; color: var(--orange); min-height: 16px; }
.cform-invalid { border-color: var(--orange) !important; }
.cform-submit {
  width: 100%;
  background: var(--black);
  color: var(--white);
  border: none;
  border-radius: 8px;
  padding: 14px 24px;
  font-size: 14px;
  font-weight: 700;
  font-family: 'Outfit', sans-serif;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  transition: background 0.18s, transform 0.15s;
  letter-spacing: 0.5px;
  margin-top: 4px;
}
.cform-submit:hover:not(:disabled) { background: var(--lime); transform: translateY(-1px); }
.cform-submit:disabled { opacity: 0.65; cursor: not-allowed; }
.cform-spinner {
  width: 18px; height: 18px;
  border: 2px solid rgba(255,255,255,0.3);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}
.cform-success {
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 48px 32px;
  background: var(--white);
  border: 2px solid var(--black);
  border-radius: 14px;
  gap: 12px;
}
.cform-success-icon {
  width: 56px; height: 56px;
  background: var(--lime);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 24px;
  margin-bottom: 4px;
}
.cform-success-title {
  font-family: 'Unbounded', sans-serif;
  font-size: 20px;
  font-weight: 700;
}
.cform-success-text { font-size: 14px; color: var(--muted); line-height: 1.7; max-width: 320px; }
.cform-reset {
  margin-top: 8px;
  background: none;
  border: 1.5px solid var(--black);
  border-radius: 8px;
  padding: 9px 20px;
  font-size: 13px;
  font-family: 'Outfit', sans-serif;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
}
.cform-reset:hover { background: var(--black); color: var(--white); }

@media(max-width:900px) {
  .contact-hero { padding: 40px 20px 36px; }
  .contact-pillars-inner { grid-template-columns: 1fr 1fr; }
  .contact-pillar { border-right: none; border-bottom: 2px solid var(--black); }
  .contact-form-section { padding: 40px 20px; }
  .contact-form-inner { grid-template-columns: 1fr; gap: 40px; }
  .cform-row { grid-template-columns: 1fr; }
  .contact-form { padding: 24px 20px; }
}

/* QUIZ POPUP */
.quiz-popup-overlay{position:fixed;inset:0;background:rgba(44,40,32,0.45);z-index:9999;display:flex;align-items:flex-end;justify-content:center;opacity:0;pointer-events:none;transition:opacity 0.3s ease;}
@media(min-width:481px){.quiz-popup-overlay{align-items:center;}}
.quiz-popup-overlay.quiz-popup-visible{opacity:1;pointer-events:auto;}
.quiz-popup-card{background:var(--white);border:2px solid var(--black);border-radius:16px;padding:32px 28px 24px;max-width:360px;width:calc(100% - 32px);position:relative;text-align:center;transform:translateY(24px);transition:transform 0.3s ease;margin-bottom:16px;}
@media(min-width:481px){.quiz-popup-card{margin-bottom:0;transform:scale(0.94);}}
.quiz-popup-overlay.quiz-popup-visible .quiz-popup-card{transform:translateY(0);scale:1;}
.quiz-popup-close{position:absolute;top:12px;right:12px;background:none;border:none;cursor:pointer;color:var(--muted);padding:4px;line-height:1;transition:color 0.15s;}
.quiz-popup-close:hover{color:var(--black);}
.quiz-popup-icon{width:52px;height:52px;background:#fdf2ec;border-radius:12px;display:flex;align-items:center;justify-content:center;margin:0 auto 12px;}
.quiz-popup-eyebrow{font-family:'Outfit',sans-serif;font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#c95a2a;margin:0 0 6px;}
.quiz-popup-title{font-family:'Unbounded',sans-serif;font-weight:800;font-size:16px;line-height:1.3;color:var(--black);margin:0 0 10px;}
.quiz-popup-body{color:var(--muted);font-size:13px;line-height:1.6;margin:0 0 20px;}
.quiz-popup-btn{display:block;width:100%;text-align:center;background:var(--black);color:var(--white);padding:12px 20px;border-radius:8px;font-family:'Outfit',sans-serif;font-weight:700;font-size:13px;letter-spacing:1px;text-transform:uppercase;text-decoration:none;margin-bottom:10px;}
.quiz-popup-btn:hover{background:#c95a2a;}
.quiz-popup-skip{background:none;border:none;cursor:pointer;color:var(--muted);font-size:12px;font-family:'Outfit',sans-serif;text-decoration:underline;padding:0;}